FPP “Better Together” Virtual Session: The Fundamentals of CRA – What Every Financial Capability Practitioner Needs to Know About the Community Reinvestment Act

FPP “Better Together” Virtual Session:
The Fundamentals of CRA –
What Every Financial Capability Practitioner Needs to Know
About the Community Reinvestment Act

Part I in the FPP May 2021 CRA Series

Tuesday, May 4, 2021
2:00 p.m. – 3:15 p.m. Eastern
Convening in the FPP Zoom Room 
(link provided to you directly from Zoom upon registration)

Non-Profit Organization practitioners from frontline to executive level.  Bank and Credit Union Community Development Leaders.  Academia at all levels.  Government Agencies who serve low- to moderate-income households and communities.  For-Profit Organizations.

All manner of Financial Capability practitioners, no matter through which type of organization you serve, benefit from a deeper understanding of all the details and nuance of the landmark legislation known as the Community Reinvestment Act.  This legislation, first enacted in the 1970s and since updated several times, plays a meaningful role in the work all Financial Capability practitioners do, regardless of the mission they serve.

Join FDIC’s April Atkins and OCC’s Lisa Mifflin for this first installment of a two-part CRA series on Tuesday, May 4, and Tuesday, May 18, to explore:

– an introduction to the three bank regulators of the Federal Deposit Insurance Corporation (FDIC), Office of the Comptroller of the Currency (OCC), and the Federal Reserve Bank system

– the basics of the Community Reinvestment Act, including bank asset size and CRA assessment areas

– how “community development” is defined for the Community Reinvestment Act

– the various ways that financial institutions meet community development needs and requirements, such as lending practices, service and active investment, among others

– how to locate banks in your market and their posted CRA ratings provided to them by the regulatory agencies

About the Guest Expert Facilitators . . . 

April Atkins

April Atkins works in the Community Affairs Program for the Federal Deposit Insurance Corporation (FDIC) covering the North and Central Florida markets. In her role, she is responsible for educating insured financial institution representatives, municipal entities and community-based organizations on community reinvestment opportunities as well as facilitating partnerships between financial institutions and community-based organizations to promote community and economic development in communities of low wealth. While at the FDIC, she has worked on detail assignments with Minority Depository Institutions and in fair lending, and served as a Workforce Development Initiative
Ambassador. In 2019, she was the recipient of the FDIC’s Individual Mission Achievement Award.

Lisa Mifflin

Lisa Anne Mifflin, NBE, CRCM, is the District Community Affairs Officer for the Office of the Comptroller of the Currency (OCC).  Lisa provides Community Reinvestment Act (CRA) technical assistance and community development resources to bankers, agency examiners and community stakeholders in Florida, Oklahoma, and Northeast Texas. Lisa’s activities support access to capital for affordable housing, community services, small business development, job creation and neighborhood revitalization.

Lisa began her career with the OCC as a financial examiner in Tampa, Florida. As her career progressed, she earned her commission as a National Bank Examiner and served as examiner-in-charge for community bank supervision, including new banks and problem banks in Florida. Later, Lisa specialized in anti-money laundering compliance, consumer protection compliance and the CRA, conducting examinations in banks of all sizes throughout the country. She has also served in other capacities in the OCC including college recruiting, new hire training and assignments in Compliance Policy and Problem Bank Supervision in Washington, D.C.

These two insightful CRA sessions on May 4 and May 18 bookend another FPP “Better Together” Virtual Session titled, “Principles for Creating Purposeful Bank Relationships,” featuring Santiago Sueiro of Prosperity NOW and a collection of panelists representing the spectrum of bank relationship-building in the communities served by Financial Capability practitioners.

To register for this session “sandwiched” between this two-part CRA series on Tuesday, May 11, please visit:

FPP May 2021 “Better Together” Virtual Session: Principles for Creating Purposeful Bank Partnerships