CFPB: Tools for Understanding and Checking Credit Reports

July 23, 2020

As you make financial decisions in tough times, it is important to understand how credit works and how your credit report can affect your choices. Your credit history can impact your ability to get a loan and how much you will be charged. It can also affect your ability to get a job or to find housing.

Due to the COVID-19 pandemic, the three national credit reporting companies are offering free weekly online credit reports through April 2021. Use the Requesting your free credit reports tool from our Your Money, Your Goals financial empowerment toolkit to get a copy of your credit reports. Then use the Reviewing your credit reports tool to make sure your credit information is correct.

If you see incorrect information in your credit report, use our Disputing errors tool. Errors can appear due to a mistake in the information provided about you or as the result of fraud or identity theft.

Read more about how to protect your credit from the impacts of the coronavirus pandemic.

If you or others experience a problem with a financial product or service, you can submit a complaint with the CFPB.

For a list of the tools featured in this email and others, visit our blog, Tools to help when you can’t pay your bills.